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You can upload, fax, drop off, or mail all documents to us. Before forwarding, please be sure that all forms have the required signatures (student signature and parent signature as applicable) and that each page includes the student’s name and ID number.

ksc.sfs@keene.edu
Fax: 603-358-2794
Student Financial Services, ����Ӱ��ֱ��, 229 Main Street, Keene, NH 03435-2606

If you are applying for a private loan to pay all or a portion of your bill, applications need to be completed approximately six weeks before your bill deadline to ensure sufficient processing time on both ����Ӱ��ֱ��’s and your lender’s end.

• Applications should not be completed before June 1st for the upcoming academic year.
• Credit approvals and loan applications often carry expiration dates. If your application is completed too early, it may expire before we are able to process it. Please be sure you are applying within an appropriate window.

Federal regulations now require additional steps to be taken during the loan application process. Students must now acknowledge three separate disclosures notices and complete a student Borrower Self-certification form with information that can be obtained from your ����Ӱ��ֱ�� Award Notification Letter.

To assist you through this process, we recommend that you:

• Start the application process early at least six weeks before payment is due but not before June 1st,
• Complete and return requests from the lender in a timely manner, and
• Check the status of your loan with your lender frequently. Due to these new requirements, the time required to process your loan will be extended.

Disbursement dates for private loans are determined by both your private lender and ����Ӱ��ֱ�� and may vary slightly depending on the lender you select. In general, most loans will disburse as outlined below. If you’d like specific information about your anticipated disbursement date, please contact us directly.

• Full-year loans (set up with a fall disbursement and spring disbursement) will disburse in two portions: in late September for the fall semester and in early February for the spring semester.
• One-semester loans (set up with a fall only or spring only disbursement) will disburse in two portions: the first portion at the beginning of the semester and the second after the midpoint of the semester.

The lenders you see reflected on our Suggested Lender list approve and disburse loans on an academic year basis. You must reapply for a new loan for every new academic year you return to ����Ӱ��ֱ��. Many Educational Loan Lenders process loans this way. We will not certify or process a loan for more than the cost to attend ����Ӱ��ֱ�� for one academic year. If you have questions about accessing a line of credit to finance your costs at Keene, please contact your bank.